$7 $14 · Google Sheets + Excel · Instant download
Pay off debt faster with a plan you can see. List your credit cards, car loan and student loans, and the tracker builds both a snowball plan (smallest balance first) and an avalanche plan (highest interest first) side by side, so you can pick the method that fits you. It shows your debt-free date, total interest saved and the exact payment for every month.
Built for anyone carrying credit card balances, a car loan, medical bills or student loans who wants a clear, dated plan to become debt-free. It works well for couples paying debt down together and for readers following the popular snowball method.
You get a Google Sheets link to make your own copy and an .xlsx file for Microsoft Excel. Both versions have the same tabs and formulas. Sheets works free in any browser and in the Google Sheets app on iPhone and Android, so you can update it from anywhere. Excel works on Windows and Mac.
Snowball pays the smallest balance first for quick wins. Avalanche pays the highest interest rate first, which usually saves more money. The tracker shows both so you can decide.
Up to 15 debts, which covers most households, from store cards to private student loans.
Yes. It calculates a projected payoff month for each debt and for your whole plan, and updates the date when you add extra payments.
Right after payment you receive a download link at the email you entered at checkout. Save the files to your device and use them as often as you like.
No. This is a digital product, so nothing physical is mailed.
No. This product is for education and personal organization. For medical, tax, legal or financial decisions, please talk to a qualified professional.
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