$6 $12 · Google Sheets + Excel · Instant download
Built for the months when money is tight. This kit splits your budget by paycheck instead of by month, so each check covers the bills that fall before the next payday. You see right away whether a bill will be short and can move it before it becomes a late fee. It also includes a starter emergency fund plan to break the cycle step by step.
Designed for hourly workers, gig drivers, nurses on shifts, and anyone whose pay arrives weekly or every two weeks rather than once a month. If bills sometimes land before payday, this kit helps you see the gap early and plan around it.
You get a Google Sheets link to make your own copy and an .xlsx file for Microsoft Excel. Both versions have the same tabs and formulas. Sheets works free in any browser and in the Google Sheets app on iPhone and Android, so you can update it from anywhere. Excel works on Windows and Mac.
Yes. You enter the real amount of each paycheck as it arrives, so the plan adjusts to short weeks and overtime.
The sheet flags the shortfall in red so you can move a bill, call a creditor about a new due date, or trim spending before it becomes a late fee.
Yes. Printable per-paycheck pages are included for people who prefer pen and paper.
Right after payment you receive a download link at the email you entered at checkout. Save the files to your device and use them as often as you like.
No. This is a digital product, so nothing physical is mailed.
No. This product is for education and personal organization. For medical, tax, legal or financial decisions, please talk to a qualified professional.