$8.50 $17 · Google Sheets + Excel · Instant download
Find out when you can retire. Enter your savings, income, expenses and expected return, and the calculator projects the year you reach financial independence. Compare lean FIRE, regular FIRE and fat FIRE targets, and test how saving more or spending less moves your date.
For people curious about early retirement or simply wanting to know when work becomes optional. It suits FIRE followers, mid-career savers checking if they are on track, and couples planning a target date together.
You get a Google Sheets link to make your own copy and an .xlsx file for Microsoft Excel. Both versions have the same tabs and formulas. Sheets works free in any browser and in the Google Sheets app on iPhone and Android, so you can update it from anywhere. Excel works on Windows and Mac.
It is a common guideline that a portfolio may support withdrawing about 4% per year. The calculator uses it as a starting point, and you can change the rate.
Yes. Combine both incomes and savings, or keep separate copies to compare.
No. Returns are estimates. Use it for planning and talk to a qualified advisor before major decisions.
Right after payment you receive a download link at the email you entered at checkout. Save the files to your device and use them as often as you like.
No. This is a digital product, so nothing physical is mailed.
No. This product is for education and personal organization. For medical, tax, legal or financial decisions, please talk to a qualified professional.